Home Loan Closing is a mortgage lender that offers a variety of loan programs to help individuals finance their dream homes. They provide conventional loan programs that follow lending rules set by Fannie Mae and Freddie Mac, which are known for being affordable and quick to close. They also offer FHA loans, insured by the Federal Housing Administration, which are great options for those looking to put down the minimum amount or have less than perfect credit. Additionally, Home Loan Closing offers VA loans exclusively for veterans and surviving spouses, allowing them to finance up to 100% of their new home's value with no money down and no private mortgage insurance. The Upland Branch Manager, Joe Morgan, has more than 21 years of experience in the mortgage industry and is certified in Divorce Lending. Clients appreciate his knowledge, responsiveness, and ability to make the loan process smooth. Overall, Home Loan Closing aims to be the most trusted and admired mortgage lender while providing unique and convenient products.