Applied Underwriters is a global risk services firm that specializes in helping businesses, governments, and individuals manage uncertainty. They offer a fresh and smart approach to insurance, reinsurance, and business services. With their deep analysis and talent, they are able to solve real-world problems by seeing opportunities where others see limitations. Applied Underwriters has been rated 'A-' (Excellent) by AM Best and holds a U.S. patent for its insurance plans. Their goal is to guide clients through global financial risk while providing top-notch privacy protection.